blog, articles & publications

Why is insurance so important for lake properties?

An amazing number of riparians are underinsured when it comes to liability insurance coverage for their lake property. Many riparians still have liability insurance coverage of only $300,000 to $500,000 for their lake property. Where jury verdicts or even settlements in excess of $1,000,000 (or even more) are not uncommon, prudence dictates that liability insurance coverage below $1,000,000 (and in many cases, even more) is probably unwise.   Read More

Yours, Mine, or Theirs?

The land located under a lake in Michigan is generally referred to as “bottomlands.” Bottomlands can be truly submerged under water at all times, or, can be called “exposed bottomlands” when lake waters have receded and left exposed dry land. Michigan law regarding who owns which particular bottomlands (and can control the same) is confusing at best.   Read More

Municipal Civil Infractions

Michigan Townships Association Releases Manual on Ordinance Enforcement Authored by Cliff Bloom of Bloom Sluggett Morgan  Read More